Have a couple of quotes now. Should we go for, fixed rate 2 year, fixed rate 5 year, discount rate, tracker rate, 2 or 4, big set up costs low interest rate, low set up costs higher interest rate. What will happen in two years, 2% interest, still .5?
Man – how are you supposed to know ;o) On top of this is the complexity around the tax advantages and disadvantages of claiming for various set up things and onward interest payments.
For me, at the moment, Woolwich 3.29% fixed for two years – then 3.39 above base. Low set up. Looks tidy!!!.